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Switch your mortgage
Call us, it's that simple
A product transfer or switch is when you move to a new deal with your mortgage lender when your current deal comes to an end. Product transfers are a popular choice because they’re often faster than remortgaging. If you already have a mortgage with us and you’re ready to switch, you’ll be offered rates that are as good as or better than the equivalent products offered to new members.
Why stay with us?
Speed and simplicity
If your mortgage details stay the same, you don’t need to do any affordability checks. And with a product transfer, because we’ve already assessed your property and financial circumstances, there’s no waiting around for solicitors or property valuations.
Cost
Whatever option you choose, at Godiva mortgages, we won’t charge legal, conveyancing or valuation fees with a product transfer. Remortgaging may involve fees, depending on the lender and the deal. These costs could add up.
Flexibility
While you may keep the same product, with a new rate, you have the flexibility to change your mortgage. This could include reducing your balance, borrowing more, changing the term or your repayment method.
We have a team of mortgage experts on hand to talk you through your options. We can guide you through the process and help you secure your new rate. We’ll only share Godiva and Coventry Building Society mortgages and we’re unable to discuss products from other mortgage lenders.
Before you call us, take a look at our product range to give you an idea of which product you’d like to go with. Remember, even if you switch, you can still change your mind up to one week before your current deal ends.
The process takes around 45 minutes and there is no need to book an appointment.
Call us on 0800 121 6162
Your home may be repossessed if you do not keep up repayments on your mortgage
Before you continue...
We're part of the 'Coventry Building Society Group' so you could move to a Coventry Building Society (CBS) mortgage, giving you access to a wider range of mortgage products. If you want to talk about moving to CBS, then give us a call.
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