Father and daughter

Homeowners mortgages

Making it easy for you to manage your mortgage

Transferring your mortgage

If the deal you're on now is ending in the next four months - or if you're on a variable rate - you can arrange to transfer your mortgage now. No need for payslips, proof of ID, or application forms.
Family moving

Green additional borrowing

Benefit from a lower rate when you borrow more and spend at least half on eligible energy efficiency improvements. Maximum additional borrowing is 25k.

 

House with solar panels

Find your deal

Select your new mortgage deal

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Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
This shows only what you’ll pay each month during your initial deal period. It doesn’t take into account any fees or charges if you make changes to your mortgage. Please note this is only an estimate.

5.24% Fixed to 31.08.26

Rate

5.24%

5.24% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

7.0%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.73% Fixed to 31.08.26

Rate

4.73%

4.73% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

6.9%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

5.23% Fixed to 31.08.27

Rate

5.23%

5.23% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.7%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

4.75% Fixed to 31.08.29

Rate

4.75%

4.75% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

5.9%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

5.03% Fixed to 31.08.29

Rate

5.03%

5.03% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

6.3%

Product fee

£999

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

4.98% Fixed to 31.08.26

Rate

4.98%

4.98% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

7.0%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

4.84% Fixed to 31.08.27

Rate

4.84%

4.84% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.6%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.36% Fixed to 31.08.29

Rate

4.36%

4.36% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

5.8%

Product fee

£999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.05% Fixed to 31.08.26

Rate

5.05%

5.05% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

6.9%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.84% Fixed to 31.08.27

Rate

4.84%

4.84% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.5%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

4.59% Fixed to 31.08.29

Rate

4.59%

4.59% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

6.0%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

5.15% Fixed to 31.08.29

Rate

5.15%

5.15% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

6.2%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

5.19% Fixed to 31.08.26

Rate

5.19%

5.19% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

6.9%

Product fee

£0

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

5.11% Fixed to 31.08.27

Rate

5.11%

5.11% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.6%

Product fee

£0

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.70% Fixed to 31.08.29

Rate

4.70%

4.70% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

5.9%

Product fee

£0

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

4.68% Fixed to 31.08.26

Rate

4.68%

4.68% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

6.9%

Product fee

£999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

4.94% Fixed to 31.08.26

Rate

4.94%

4.94% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

7.0%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.79% Fixed to 31.08.27

Rate

4.79%

4.79% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.6%

Product fee

£999

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

4.56% Fixed to 31.08.29

Rate

4.56%

4.56% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

5.9%

Product fee

£999

Information

Max loan to value: 85%
Early repayment charge: Yes

Information

Max loan to value: 85%
Early repayment charge: Yes

4.95% Fixed to 31.08.26

Rate

4.95%

4.95% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

6.8%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.62% Fixed to 31.08.26

Rate

5.62%

5.62% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

7.1%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

5.06% Fixed to 31.08.27

Rate

5.06%

5.06% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.6%

Product fee

£0

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

4.61% Fixed to 31.08.29

Rate

4.61%

4.61% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

5.8%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.89% Fixed to 31.08.26

Rate

4.89%

4.89% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

7.0%

Product fee

£999

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

4.64% Fixed to 31.08.27

Rate

4.64%

4.64% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.5%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.54% Fixed to 31.08.27

Rate

4.54%

4.54% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.5%

Product fee

£999

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.35% Fixed to 31.08.27

Rate

5.35%

5.35% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.9%

Product fee

£999

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

4.53% Fixed to 31.08.29

Rate

4.53%

4.53% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

5.9%

Product fee

£999

Information

Max loan to value: 80%
Early repayment charge: Yes

Information

Max loan to value: 80%
Early repayment charge: Yes

4.98% Fixed to 31.08.27

Rate

4.98%

4.98% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.5%

Product fee

£0

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

4.53% Fixed to 31.08.29

Rate

4.53%

4.53% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

5.8%

Product fee

£0

Information

Max loan to value: 65%
Early repayment charge: Yes

Information

Max loan to value: 65%
Early repayment charge: Yes

5.30% Fixed to 31.08.26

Rate

5.30%

5.30% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

7.0%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

5.56% Fixed to 31.08.27

Rate

5.56%

5.56% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.8%

Product fee

£0

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

4.78% Fixed to 31.08.29

Rate

4.78%

4.78% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

5.9%

Product fee

£0

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

4.48% Fixed to 31.08.29

Rate

4.48%

4.48% Fixed Rate until 31.08.29
Followed by 7.49% Variable for remainder of term

APRC

5.9%

Product fee

£999

Information

Max loan to value: 75%
Early repayment charge: Yes

Information

Max loan to value: 75%
Early repayment charge: Yes

5.40% Fixed to 31.08.26

Rate

5.40%

5.40% Fixed Rate until 31.08.26
Followed by 7.49% Variable for remainder of term

APRC

7.2%

Product fee

£999

Information

Max loan to value: 95%
Early repayment charge: Yes

Information

Max loan to value: 95%
Early repayment charge: Yes

4.96% Fixed to 31.08.27

Rate

4.96%

4.96% Fixed Rate until 31.08.27
Followed by 7.49% Variable for remainder of term

APRC

6.7%

Product fee

£999

Information

Max loan to value: 90%
Early repayment charge: Yes

Information

Max loan to value: 90%
Early repayment charge: Yes

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