Godiva mortgages
Godiva mortgages

Transferring your mortgage

If the deal you're on now is ending in the next four months - or if you're on a managed variable rate - you can arrange to transfer your mortgage now.
 
No need for payslips, proof of ID, or application forms. Just choose a product, and we'll guide you through the rest. 
Couple painting

The Bank of England base rate decreased by 0.25% to 4.25% on Thursday 8 May 2025.

Base Rate Tracker mortgages decreased by 0.25% in line with the base rate decrease on 1 June 2025.

 

Flexx for Term, SVR or Privilege mortgage rates by 0.15% decreased on 1 June 2025.

See what this means for you
Information icon
The Bank of England Base Rate decreased by 0.25% on Thursday 8 May. Base Rate Tracker Mortgages will reduce by 0.25% effective 1 June and our variable savings and mortgage rates are under review.
Man walking dog

Is your mortgage deal coming to an end?

Explore your options and secure a new deal with us.

View products

Is your mortgage deal coming to an end?

Explore your options and secure a new deal with us.

View products
Man walking dog
Information icon

The Renters' Rights Act: what landlords need to know
 

From 1 May 2026, the Renters’ Rights Act changes how private renting works in England. It brings more security for tenants and places new obligations on landlords.

Find out more
Information icon

We're carrying out essential maintenance between 3pm Saturday 19 September and 7pm Sunday 20 September.

 

During this time, you won't be able to complete a product transfer on your mortgage.

 

We apologise for any inconvenience and thank you for your patience.

Further information

How to product transfer

Car in front of house
Find out more

Borrowing more

Telephone support
Find out more

Paying more

House with piggy bank outside
Find out more

Changing your details

Laptop
Find out more

Sustainable living

Helping to improve your home's energy efficiency
illustration of purple house with solar panels
See how we can help

Having difficulty paying your mortgage? 

If you're worried, we've got lots of information which may help you get back in control of your finances. Call us on 0800 121 8765.
See how we could help

Need help?
Call us to discuss your needs with our award winning customer service.

 

Call us on

0800 121 6162

Monday - Friday
Saturday
Sunday
Bank holidays
8am - 7pm
9am - 2pm
Closed
Closed
Call us

Our website uses essential cookies. They help to keep you safe and make sure our site is working properly.

We’d like to use optional cookies to understand how you use our site so we can create a better experience for everyone.

You can find out more in our Cookie Policy.

fscs logo

Godiva Mortgages Limited is a limited company registered in England and Wales (with company number 5830727) and is authorised and regulated by the Financial Conduct Authority (firm reference number 457622, www.fca.org.uk). Godiva Mortgages Limited. Registered Office: Coventry House, Harry Weston Road, Binley, Coventry, West Midlands CV3 2TQ

 

For all enquiries call 0800 121 6162.

 

Calls to 0800 numbers are free when made from the UK. You may be charged for calls to all other numbers, please contact your service provider for further details. We may monitor, record, store and use telephone calls to help improve our service and as a record of our conversation.

fscs logo

Manage your cookies

We use three types of cookies to improve your experience. You can choose which optional cookies you’d like to allow below. We’ll save your preferences and apply them when you visit our site in the future. You can find out more in our Cookie Policy.

Essential cookies

Essential cookies are necessary for our website to work. They keep you secure, make sure pages load properly and enable basic features like navigation. These can’t be turned off.
Always active

Performance / analytics cookies

Performance cookies help us understand how you use our website, so we can make it better. They only collect anonymous data, like how long you spend on a page.

Advertising cookies

Advertising cookies help to show you ads that match your interests. They’re managed by trusted third parties so you should only see things that are relevant to you.