Transferring your mortgage
If the deal you're on now is ending in the next four months - or if you're on a managed variable rate - you can arrange to transfer your mortgage now.
No need for payslips, proof of ID, or application forms. Just choose a product, and we'll guide you through the rest.
The Bank of England base rate decreased by 0.25% to 4.25% on Thursday 8 May 2025.
Base Rate Tracker mortgages decreased by 0.25% in line with the base rate decrease on 1 June 2025.
Flexx for Term, SVR or Privilege mortgage rates by 0.15% decreased on 1 June 2025.
The Bank of England Base Rate decreased by 0.25% on Thursday 8 May. Base Rate Tracker Mortgages will reduce by 0.25% effective 1 June and our variable savings and mortgage rates are under review.
Is your mortgage deal coming to an end?
Explore your options and secure a new deal with us.
Is your mortgage deal coming to an end?
Explore your options and secure a new deal with us.
If you have a Godiva Buy to Let Limited Company mortgage and you have any questions, concerns or product transfer requests, please refer back to your broker or call our team of mortgage experts on 0800 121 6162.
Further information
How to product transfer
Borrowing more
Paying more
Changing your details
We treat you like loyalty
If you're an existing mortgage customer, you can benefit* from exclusive access to a brand new savings product with some great features.
*Eligibility criteria and terms and conditions apply.
Loyalty Mortgage Saver (2)
4.80
AER/Gross p.a.
(Variable)
(Variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.
The gross rate is the interest rate payable before the deduction of tax.
A fixed rate won’t change for the fixed term. A variable rate can go up or down.
The rate shown is based on interest being paid annually.
Sustainable living
Helping to improve your home's energy efficiency
Having difficulty paying your mortgage?
If you're worried, we've got lots of information which may help you get back in control of your finances. Call us on 0800 121 8765.
Need help?
Call us to discuss your needs with our award winning customer service.
Call us on
0800 121 6162
Monday - Friday
Saturday
Sunday
Bank holidays
Saturday
Sunday
Bank holidays
8am - 7pm
9am - 2pm
Closed
Closed
9am - 2pm
Closed
Closed
